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Employers should already be focusing on getting ready for 2015 and it’s an adviser’s job to tell them this. The play-or-pay penalties will be enforced next January. Benefits lawyer Peter Marathas, of the firm Proskauer Rose and its Health Care Reform Task Force team, says there are three areas advisers need to sit down to prepare their clients for today. [Images: Fotolia]

One dental plan option does not fit all — different solutions are right for different employers for different reasons. Although availability varies by state, Marc Warrington, senior vice president of sales at Assurant Employee Benefits, says brokers have four strategies to consider to help small business clients achieve Affordable Care Act pediatric dental compliance. [Photos: Fotolia]

As you’re thinking about self-improvement, you may want to take a hint from the Million Dollar Round Table and LIMRA’s recent survey of top advisers. The groups compared 400 financial advisers and sorted out which qualities were consistent among the most successful respondents.

With a national election on the horizon, it’s not likely much will be done legislatively to address the nation’s retirement crisis in 2014. However, EBA spoke with several industry insiders who share their predictions for what will be on the table in the coming year. [images: Fotolia]

2013 was a pinnacle year in health care with the opening of the Affordable Care Act’s health care exchanges. But what can we expect in 2014? EBA spoke with experts across the spectrum to find out. [Photos: Fotolia]

Insurance brokers have been saying it all along, but now a House Oversight and Government Reform report confirms that the U.S. Department of Health and Human Services had numerous failings in their conceptualization and implementation of navigators. Here are the key findings from that House report: [Images: Fotolia]

Experts in the voluntary field share predictions for the coming year — and some pretty crazy products that can now be sold through payroll deduction. Comments compiled at SourceMedia’s Workplace Benefits Transitions conference in Chicago Dec. 10-12. [Images: Fotolia]

The season doesn’t have to leave you tired, cranky, bloated and broke, says Richard Bedrosian, director of behavioral health for Wellness & Prevention, Inc., a Johnson & Johnson company. He advises that the following tips can keep you less stressed and make you more fulfilled. [Images: Fotolia]

The most common questions ThinkHR, an HR and compliance solution-provider, gets during the holiday season are surrounding holiday parties. The group provides recommendations here for the perfect office-appropriate get together. [Images: Fotolia. Find ThinkHR at thinkhr.com]

If you won the proverbial Wishbone pull during Thanksgiving dinner this year, what would you wish for? EBA asked brokers what their top wish would be for employee benefits, their clients, their company or themselves as Turkey Day approaches. And because the holiday is about expressing thanks, some also shared their top thank yous for the season. Share your own thoughts on our LinkedIn discussion board. And from all of us at EBA, we wish you and your families a Happy Thanksgiving holiday! [Images: Shutterstock]