Banco Popular de Puerto Rico

2013 was a pinnacle year in health care with the opening of the Affordable Care Act’s health care exchanges. But what can we expect in 2014? EBA spoke with experts across the spectrum to find out. [Photos: Fotolia]

Insurance brokers have been saying it all along, but now a House Oversight and Government Reform report confirms that the U.S. Department of Health and Human Services had numerous failings in their conceptualization and implementation of navigators. Here are the key findings from that House report: [Images: Fotolia]

Experts in the voluntary field share predictions for the coming year — and some pretty crazy products that can now be sold through payroll deduction. Comments compiled at SourceMedia’s Workplace Benefits Transitions conference in Chicago Dec. 10-12. [Images: Fotolia]

The season doesn’t have to leave you tired, cranky, bloated and broke, says Richard Bedrosian, director of behavioral health for Wellness & Prevention, Inc., a Johnson & Johnson company. He advises that the following tips can keep you less stressed and make you more fulfilled. [Images: Fotolia]

The most common questions ThinkHR, an HR and compliance solution-provider, gets during the holiday season are surrounding holiday parties. The group provides recommendations here for the perfect office-appropriate get together. [Images: Fotolia. Find ThinkHR at thinkhr.com]

If you won the proverbial Wishbone pull during Thanksgiving dinner this year, what would you wish for? EBA asked brokers what their top wish would be for employee benefits, their clients, their company or themselves as Turkey Day approaches. And because the holiday is about expressing thanks, some also shared their top thank yous for the season. Share your own thoughts on our LinkedIn discussion board. And from all of us at EBA, we wish you and your families a Happy Thanksgiving holiday! [Images: Shutterstock]

John Graham, a sales and marketing expert, contends that “we are our presentations” because there’s only one person up there getting judged by the listeners. He says there are some important tips to ensure a successful presentation and make sure your story puts you at the top of presenters.

Just like your blood pressure can sneak up on you, Miller Ingenuity chief executive officer Steve Blue says there are silent factors that could catch you off guard and ruin your business. Blue, a business strategy consultant, says brokers should watch for these warning signs that the health of your business may be at risk …

Job-hunters that want an option with work-life balance need certain traits to make themselves appealing, says business and workplace expert Alexandra Levit. Levit and FlexJobs, an online service for part-time and telecommuting work, say there are certain qualities that a person must have in order to make this type of job work. [Images: Fotolia]

EBA talked with advisers like you across the nation and here's how they answered the question, "Why is it great to be an independent broker or adviser?"