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Saving for retirement is undermined when employees are also building up debt at the same time.

Gabriela Garner is a global product marketing director at Kofax.

As Managing Director, Property Risk Control, U.S., Mike Panfil manages a group of 50. Primary responsibilities include working with his consultants to develop strategic service plans that deliver distinctive value with measurable results. As National Practice Leader, he is responsible for ensuring best practices are implemented across the discipline. He is also responsible for driving innovation within the Property Risk Consulting (Risk Control & Claims) practices. Mr. Panfil has been providing property risk control consulting services to risk management accounts at Aon for over 25 years. Projects include vulnerability assessments for business continuity planning projects at mission critical operations for major airlines and data centers. Also, he has provided numerous cost-effective solutions for property risk control deficiencies for clients in various industries. These include solutions for storage arrangements and manufacturing hazards.

Alicyn McLeod, CPA, CFP, is a tax advisor at Atlanta Tax. She has nearly 20 years of tax experience and specializes in tax planning and compliance for closely held businesses, individuals and nonprofits.

The COVID-19 crisis is creating greater challenges for certain employee demographics, impacting their ability to save for retirement.

To the extent rising vacancy rates persist and lead to lower rents, it becomes an opportunity for companies to take advantage of their leverage and splurge on more space at a discount.

“She has this unique perspective, based on her legal background, her advisory background,” says Marah Funder, director of marketing at EBS. “She has always been the one to identify a need or a deficit before anyone else does.”

Arnaud Crouzet is vice president of security and consulting at FIME.

Heidi Bullock is chief marketing officer at Tealium.

Neil M. Brown is executive director of the Controllers Council, and CMO at Modern Marketing Partners. He is a frequent author and contributor on marketing, startups, accounting and technology topics. Over his 30-year career, he has founded more than 25 companies and associations. Brown earned an MBA from Northern Illinois University, and a BS-Marketing from Southern Illinois University. Connect with him on LinkedIn, or email him at neil@constrollerscouncil.org.