Retirement planning

Tax reform and fiduciary rule delays dominated discourse in the ongoing effort to improve work-based savings and financial security.

The proposed legislation would penalize employers for not offering an auto deferral DC plan.

Employers should consider amending their retirement plans so that the definition of disability relies on the determination of a third party.

Tax reform and fiduciary rule delays dominated discourse in the ongoing effort to improve work-based savings and financial security.

Employers should give employees a risk assessment quiz every year, offer free and basic investment advice and adopt an auto-enrollment provision.

Most plans are safe for now under both pieces of legislation, but employers worry conversations about pre-tax contribution limits and possible Rothification could resurface in coming weeks.

Most plans are safe for now under both pieces of legislation, but employers worry conversations about pre-tax contribution limits and possible Rothification could resurface in coming weeks.

Workers can improve the odds of getting bigger Social Security benefits after they retire by asking for a salary raise from their employer.

Though the tax legislation is mostly praised for leaving 401(k)s unscathed, new pass-through deduction could impact whether some small businesses offer the benefit.

Retired workers should remain invested in stocks even if they have to scale back their exposure to this investment type, experts say.