Retirement

Susan Clausen describes the DOL’s ERISA mandate for a retirement plan committee and the challenges such committees face in fulfilling their role.

Inflated client expectations mingled with fears of congressional cutbacks are making retirement planning even more complex.

Engaged savers, specifically those who are near the end of work, deserve an appropriate spectrum of risk options.

The differences generally come down to investor eligibility and when taxes are paid, but that can have a significant impact.

Forget student loan debt assistance and day-to-day budgeting help. Workers most want employers to help them plan out how to manage healthcare and long-term care expenses during their post-work years.

Many employees expect to collect more than they actually will, which can prompt them to retire and file for benefits early and, in turn, reduce their actual payouts.

Whether the broker acts as a fiduciary making a recommendation will depend upon the circumstances of the particular recommendation and their client.

Foreign hackers are learning that $5.3 trillion of retirement plan assets are ready for the taking, leaving plan sponsors and participants susceptible to theft.

People are expected to have a longer life span, and this could pose a challenge in that it will require bigger nest eggs for retirement.

DOL regulations provide certain welfare plans relief from the annual review requirement, but non-compliance for applicable employers can come with hefty fees.