Retirement

The average mutual fund investor typically underperforms the indexes each year by a wide margin. What can 401(k) plan participants (who comprise the majority of mutual fund investors) do to keep from sabotaging their annual returns?

While they have become a standard option in most employer-sponsored retirement programs, how much do participants really know about glide paths and real TDF performance?

With strategic federal-level assistance for retirement still lagging, states including Illinois, California and Oregon have stepped in with their own automatic IRA plans to boost employee savings.

The public has until July 21 to submit comments on the proposal that would expand the fiduciary standard to thousands of brokers and advisers who provide retirement investment advice.

There are a few factors holding plan sponsors back from offering many of the tools that have been shown to increase retirement plan participation and outcomes.

Market timing and frequent trades within 401(k) plan mutual funds seem to be a thing of the past, according to the Government Accountability Office.

As participants age and their retirement investment requirements become less easily satisfied by cookie-cutter target date funds, the use of managed accounts as qualified default investment alternatives in 401(k) plans may grow.

When employers are talking to employees about retirement readiness, Social Security benefits should figure into the conversation, particularly for those nearing retirement.

Accounting for the needs of multiple generations in a financial wellness program can seem overwhelming.

Aiming to simplify a process akin to “herding cats,” with no unity or way to compare offerings, exchange helps plan sponsors with their fiduciary responsibility.