Retirement

Proper documentation is a best practice for keeping track of expenses.

Lawmakers encouraged to expand incentives on retirement savings plans.

Too many Americans believe cash investments are their best choice.

Great opportunity exists in this relatively untapped market.

For financial advisers, this is a key point to discuss with married plan participants who wish to leave their employer-sponsored retirement account to a non-spouse.

Many experts believe it doesn't make sense to invest in actively managed mutual funds. They say there is not a substantial enough difference between the returns that index and actively managed funds generate to justify active managements higher fees.

Examples exist of well-run public plans that are managed and funded responsibly to deliver the most cost-effective retirement security to public employees.

Several approaches to reducing the risks are being advanced by an actuarial group.

Administrators understand that to grow their business they have to work with advisers and spend the money to provide services to them.

The conversation is shifting to address ways retirees can generate an income stream they can’t outlive.