Retirement

Men and women have distinct approaches to financial management, according to a new survey from Charles Schwab.

As the wave of retiring Baby Boomers presents new growth possibilities, providers of annuities products need to step public awareness efforts, a new study finds.

Ninety-four percent of Americans wish they did a better job of managing their money, and 89% of respondents in other parts of the world shared that sentiment, according to the ING Retirement Institute Research Institute.

There are two proposed pieces of legislation sitting in Congress that would seem to be no-brainers for helping people save for retirement and helping advisers help their clients.

As 401(k) balances rebounded in 2010, the executives running defined contribution plans named retirement readiness one of their top priorities, according to the “10th Annual 401(k) Benchmarking Survey,” conducted by Deloitte and the International Society of Certified Employee Benefit Specialists.

After three years of cautious spending and paying down debt, American households have significantly improved their balance sheets. Yet consumer confidence slipped in December as more people worried about the job outlook.

Despite the increasing proliferation of target-date funds in employer-sponsored retirement plans, many sponsors aren't very knowledgeable about the funds, Janus found in a survey.

It's no secret that the fiscal environment for all public agencies around the country is challenging, to say the least. Sales and property tax revenues are in decline. State budget cuts mean reduced cash flow for operating expenses, including salaries and benefits.

Employers gradually are becoming aware that the financial health of employees can have a resounding impact on a number of job-related factors, including absence, presenteeism, disability, retention and turnover, and productivity.

Though January is just another month on the calendar, it is filled with hope - and sometimes, with trepidation. So in keeping with that spirit, here are some thoughts on what is likely to happen this year.