Baby Boomers

Target-date funds can be a strong option for most retirement savers, but there are pitfalls. Some of them are relatively costly, with an average expense of about 1%. They can also get too conservative too quickly.

Most respondents to an informal survey said they view Social Security as an income stream rather than as an asset. At least one expert disagrees.

Most respondents to an informal survey said they view Social Security as an income stream rather than as an asset. At least one expert disagrees.

To really come out ahead from delaying Social Security, a client has to live into their 80s. Otherwise, they're generally better off taking a reduced benefit earlier and collecting as long as they live.

To really come out ahead from delaying Social Security, a client has to live into their 80s. Otherwise, they're generally better off taking a reduced benefit earlier and collecting as long as they live.

Millennials and baby boomers fret over how they will pay for their golden years and are eager for answers from employers.

Millennials and baby boomers fret over how they will pay for their golden years and are eager for answers from employers.

Why advisers say they have not been discussing Social Security rules and regulations with their clients.

Why advisers say they have not been discussing Social Security rules and regulations with their clients.

Many older workers in this generation simply aren't savings enough; auto-enrollment retirement programs are listed among the potential solutions.