Financial literacy

How two very different types of employees can reap the benefits of using health savings accounts as a way to save for the long term.

Even among those who had some savings, people say they commonly lacked financial knowledge and were uncomfortable making investment decisions.

“If you only focus on student loans, then you’ve lost 10 years of retirement planning,” says one expert.

Account balances for workers who changed jobs were 60% lower than those who stayed with one employer for a four-year period, according to one study.

Account balances for workers who changed jobs were 60% lower than those who stayed with one employer for a four-year period, according to one study.

Assisting employees with their finances is a powerful way to recruit and retain top talent.

Assisting employees with their finances is a powerful way to recruit and retain top talent.

Advisers can play a key role in making sure clients stay compliant with IRS regulations for HRAs and FSAs.

Employer clients should consider adopting voluntary benefits — such as automated savings programs and employee purchase programs — to help employees better manage expenses.

Target date funds may be clients’ best bet for helping overlooked Gen X workers get ready for their post-work years.

Target date funds may be employers’ best bet for helping overlooked Gen X workers get ready for their post-work years.

Employers should consider adopting voluntary benefits — such as automated savings programs and employee purchase programs — to help employees better manage expenses.

Seven in 10 respondents in a new survey who work with an adviser have a retirement savings goal.

Seven in 10 respondents in a new survey who work with an adviser have a retirement savings goal.

“It’s an extension of their brand,” Financial Finesse CEO Liz Davidson says.

Some clients assume this generation doesn’t invest in benefits like 401(k)s, but the reality is much more complicated.

“It’s an extension of their brand,” Financial Finesse CEO Liz Davidson says.

Some employers assume this generation doesn’t invest in benefits like 401(k)s, but the reality is much more complicated.

Only about 20% of Americans know the amount of contributions they can make to their 401(k) plan, according to a new study from TD Ameritrade.

The insurer is trying to help workers improve their savings habits. (Spoiler alert: It’s not just about retirement.)