White Paper The new nest egg: Why a Health Savings Account (HSA) is the ultimate retirement savings vehicle
This paper explains how employers can help their people use HSAs to support their journey to retirement.
HSAs
White Paper 4 paths to HSA engagement success
Learn the best ways drive value from your HSA program through engagement
Benefits 101: What to know about HSAs as open enrollment approaches
Employees will be taking a closer look at their benefits options this open enrollment period.
Benefitfocus reveals the benefits employees are using the most during COVID
Misty Guinn, director of customer advocacy at Benefitfocus, discusses the current state of employee benefits.
Benefits Think Give that HSA balance a boost
A CFO explains why employees should invest in their HSA accounts.
Chris Gunderman
DataPath
Don’t let medical bills break your employees’ retirement savings
A study by Willis Towers Watson shows employees want their employer to help them save for retirement.
FSA rules have changed — here’s how to explain them to clients
HealthEquity explains how the Consolidated Appropriations Act will affect plan participants in 2021.
Views 4 ways employers can lessen the severity of the financial burdens ahead
Employers with a robust spending account strategy will be better equipped to bolster employee savings and support other needs in 2021.
3 alternative ways clients can use an HSA
From COBRA premiums to long-term care, there are surprising uses for funds in these tax-advantaged accounts.
Benefits Think 4 key reasons employers must offer financial security benefits
Considering that the vast majority of Americans live paycheck-to-paycheck and 40% struggle to cover a $400 emergency expense, it’s no wonder why so many individuals consider themselves functionally uninsured despite being covered by an employer’s health plan.
Amy O'Meara Chambers
HealthBridge
Views A step-by-step guide to helping your employees combat financial stress
No matter how bleak things may look right now, you can still help your employees plot a path back to being financially well. Here are four steps to help restore your employees’ financial confidence.
6 HSA-approved purchases that can help reduce employee stress
Learn what these pre-tax accounts can buy to help deal with the pandemic.
Voya Financial designs digital HSA tool to keep employees from depleting retirement savings
The majority of U.S. workers do not have enough savings to help them in the event of a medical emergency and often turn to their retirement funds for help.
Why employees should use HSA dollars during the pandemic
HSA spending is more flexible than ever; learn how employees can make the most of them amid coronavirus.
Benefits Think 3 ways benefits plans can provide relief in uncertain times
One possible solution is for employers to add a new temporary dependent care benefit, whereby employers can cover dependent care expenses with an expanded set of expense coverage.
Robert Deshaies
WEX Health
Ways clients can use their tax refund toward retirement: Tax Strategy Scan
For starters, they can use the windfall to pay off debt, shore up their HSAs and build a cash reserve.
Ways clients can pay off their debt in retirement
Aside from refinancing, retirees are advised to consider downsizing their homes to reduce overall spending.
What taxes will my clients owe in retirement?
Aside from income taxes, retirees will also pay consumer taxes and may face a 3.8% Medicare surtax.
How to handle Medicare if clients are working at 65
“The advice I give is to calculate the financial impact for each option,” an expert says.
This could be 2020’s most important retirement savings vehicle
The HSA has become increasingly valuable for future medical expenses, "and the triple tax benefit simply can’t be ignored,” an expert says.
