Retirement bills in Congress could alter 401(k) plans
More small companies would be encouraged to offer retirement savings plans to their employees under a proposed bill.
Investment insights
One of the biggest retirement mistakes investors are making
Many retirement investors are including target-date funds in their 401(k) plans, but this strategy may not be a smart move.
Is your client’s retirement portfolio all-weather?
Retirement investors should ensure that their portfolios can withstand rising interest rates, inflation and recessions.
What’s next for U.S. fertility rates — and Social Security
The U.S. needs to maintain its fertility rate and keep its population growth steady to ensure Social Security's sustainability, says expert.
More savers are rejecting retirement accounts in favor of these investments
Data from retail investors firm Hearts & Wallets show that the number of clients owning taxable brokerage accounts has increased 10% over the past five years.
One in five Americans aren’t saving a penny
High living costs and lack of saving opportunities in the workplace are preventing many from building up a nest egg.
9 ways 401(k) investors can profit from an aging bull market
In a bull market's later stages, some types of investments work better than others. Find out which ones they are.
4 ways retirees can pay for health care
Retirees can open health savings accounts, which offer tax breaks on contributions and qualified distributions, and tax-free growth on investments.
How retirees can pay for health care
Those who left the workforce can open HSAs, which offer tax breaks on contributions and qualified distributions, and tax-free growth on investments.
Employees hope to work later in life. Here’s the reality
The average retirement age is 61, with only 4% of seniors working until the age of 70 or older, according to a Gallup survey.
People hope to work later in life. Here’s the reality
The average retirement age is 61, with only 4% of seniors working until the age of 70 or older, according to a Gallup survey.
Which asset allocation strategy should retirees use?
Retirees may opt for current market valuation or their funded ratio as the basis for the allocation.
Which asset allocation strategy should retirees use?
People who have left the workforce may opt for current market valuation or their funded ratio as the basis for the allocation.
How to make $500K last forever
Investments in certain closed-end funds or preferred shares are strategies clients should consider to make their savings last, an industry expert says.
How employees can make $500K last forever: Retirement Scan
Investments in certain closed-end funds or preferred shares is a strategy clients should consider to make their savings last, an industry expert says.
How to make $500K last forever
Investments in certain closed-end funds or preferred shares is a strategy clients should consider to make their savings last, an industry expert says.
What your clients need to know about 401(k) loans
Those with the option of making loan payments from their plans should consider tax implications and the possibility of missing out on the growth of borrowed funds.
What your clients need to know about 401(k) loans: Retirement Scan
Those with the option of making loan payments from their plans should consider tax implications and the possibility of missing out on the growth of borrowed funds.
Should clients set a stop-loss on their retirement accounts in a bear market? Retirement Scan
Retirement investors who need to decide whether to sell depreciated stocks or ride out a declining market should make a decision based on their investing goals, says strategist.
Should clients set a stop-loss on their retirement accounts in a bear market? Retirement Scan
Retirement investors who need to decide whether to sell depreciated stocks or ride out a declining market should make a decision based on their investing goals, says strategist.
