Investment strategies

If spending $5 a day on fancy coffee puts your retirement at risk, you’ve got bigger problems.

Not having a full understanding could hurt workers’ retirement prospects by causing them to possibly miss out on their employer’s match or not reducing their taxable income as much as possible.

The Pension Benefit Guaranty Corp. is facing a $54 billion deficit for insuring multiemployer plans in unionized industries, says the GAO report.

Those who signed up in the past year will get a smaller pension than they would under the old system, but they can expect additional benefits from the tax-advantaged Thrift Savings Plan.

Although the test is complicated and misunderstood, eliminating it could “do more harm than good,” according to an expert.

Although earnings in a deferred annuity will not be included in an investor's adjusted gross income, future withdrawals from the annuity could trigger a bigger tax bill.

Working longer and taking on a part-time job are two of the simple strategies for workers to curb the impact of a market correction. But there are other tips to consider as well.

Taking these steps can help clients insulate themselves from some of the market volatility that we've been experiencing recently, says one expert.

“Consolidation is gaining steam instead of losing steam. There are even bigger and bigger acquisitions happening,” says Zywave CEO Jason Liu.

Factors including low interest rates may have contributed to success.