TIAA rolls out new HSA to complement retirement plan
The new addition aims to help employees with healthcare expenses now and in retirement.
Retirement benefits
Will your clients be forced to claim Social Security early?
Many pre-retirees leave the workforce sooner than anticipated as a result of various factors, such as job loss and illness.
A huge retirement risk clients probably don’t realize they’re facing
Investors who plan to retire early are advised to start saving as soon as possible and diversify their earnings with multiple sources of income.
A widening wealth gap could be putting your clients at risk
A recent study found American workers would face better retirement prospects if the federal government adopts certain public policy changes.
What to do about Medicare if your clients are 65 and working
“The advice I give is to calculate the financial impact for each option,” an expert says.
Rising Stars for 2020 named by Employee Benefit Adviser
The annual Rising Stars in Advising list showcases young talent making a difference in the benefits industry.
How to encourage workers to save more for retirement
Research shows that both a match and automatic enrollment have significant positive effects, especially on groups that tend to have lower participation and contribution rates.
Divorcing clients? Here’s how to split an IRA
This rise of the so-called grey divorce has created a number of uncommon and complex issues for retirement accounts.
Automating 401(k) plans helps drive employee participation
Auto enrollment and auto escalation led to a 97% participation rate in SSI Group’s 401(k) benefit, the firm's HR director says.
Clients can save for retirement while running a business. Here’s how
It is important for entrepreneurs to have an exit strategy and to take control of their debt.
Some clients feel they’ll never be ready for retirement
Ill-prepared investors are advised to vigorously plan their expenses and aggressively save in their 401(k)s and IRAs.
Experts predict 2020’s most in-demand benefits
Wellness- and student loan-focused offerings are just two of this year's innovative perks that will gain speed in the new year, our prognosticators say.
Benefits Think How financial wellness programs can encourage employee participation in retirement savings
Making savings automatic and quantifiable can streamline the process of getting employees involved in saving for retirement and other financial goals.
Spencer Williams
Portability Services Network and Retirement Clearinghouse
Benefits Think The big mistakes clients make when setting up 401(k) plans
Deciding against auto-enrolling employees in retirement plans is a big miss benefit managers keep making.
Amy Ouellette
Vestwell
Benefits Think The big mistakes employers make when setting up 401(k) plans
Deciding against auto-enrolling employees in retirement plans is a big miss benefit managers keep making.
Amy Ouellette
Vestwell
Why retiring at 65 could become a thing of the past
“By and large, many simply have not yet saved enough to retire comfortably.”
HR executives embracing holistic wellness as top benefit in 2020
The definition of employee wellness is expanding to include student loan debt relief, EAPs and retirement benefits, experts say.
When retirement expectations meet reality
Financial planners should at least consider modeling early retirement to prepare clients for the possibility of uncertainty, says Morningstar.
Now might be a good time to save in Roth accounts
Contributing to these accounts makes sense for clients who anticipate higher tax rates in the future.
Benefits Think Safe-harbor IRAs should not be a long-term retirement solution
Over half of account holders neglect to move their funds, resulting in penalties and fees.
Spencer Williams
Portability Services Network and Retirement Clearinghouse