Retirement benefits

In a more volatile market, DC plan sponsors should be thinking about where they are going to find alpha, says Anne Ackerley, managing director of BlackRock.

The 3% deferral rate in nearly half of auto-enrolled plans is simply too low, says State Street Global Advisors’ Melissa Kahn.

The DOL’s rule is good news for plan sponsors, but many are still confused, says registered investment adviser Robert Lawton.

As fiduciary awareness grows, CITs, which often have lower fees than mutual funds, are poised for growth.

Getting employees to understand and participate in their financial future is all about the language, say industry experts at this week's NAPA 401(k) Summit in Nashville.

Public policies to boost participation in DC plans are critical but so is getting participants to save more, says Melissa Kahn.

Three strategies to consider when helping employers structure workplace programs that offer employees financial tools for their future.

Health insurance and retirement accounts can require a substantial amount of specialized knowledge and research, which can sometimes lead to decisions about them being put on the back burner indefinitely, according to Captain401’s Roger Lee.

Lawmakers and industry authorities discuss at the National Retirement Planning Week conference some of the initiatives employers could implement to help workers with retirement readiness.

Nearly half of large companies offer some type of program, yet just over one-third of workers say they have access to one, highlighting a disconnect between available benefits and employees’ understanding of them.

As defined in the new rule, investment advice includes recommendations to an employee benefit plan, plan fiduciary, participant or beneficiary, or an IRA, HSA, or education savings account owner.

Helping clients understand the pension and benefit plans of seller organizations is an important part of any acquisition.

As fiduciary awareness grows, collective investment trusts, which often have lower fees than mutual funds, are poised for growth.

Determining what is actually ‘in the best interest’ of a client is a gray area that may mean a greater risk of litigation for advisers and higher fees for small investors.

Many older workers in this generation simply aren't savings enough; auto-enrollment retirement programs are listed among the potential solutions.

As defined in the new rule, investment advice includes providing investment or investment management recommendations to an employee benefit plan, plan fiduciary, participant or beneficiary, or an IRA, health savings account, or education savings account owner.

As employers structure their workplace programs, here are three strategies to consider that can better equip employees with the tools they need to succeed.

Despite the efforts of the retirement industry, many baby boomers haven't taken to the variety of savings products available, according to the latest research.

A majority of this generation expects most of their post-work income to come from Social Security, finds new research, placing added responsibilities on employers to consider implementing auto-enrollment and auto-escalation.

Determining what is actually ‘in the best interest of the client’ is a gray area that may mean a greater risk of litigation for advisers and higher fees for small investors.