Retirement benefits

Great opportunity exists in this relatively untapped market.

Many experts believe it doesn't make sense to invest in actively managed mutual funds. They say there is not a substantial enough difference between the returns that index and actively managed funds generate to justify active managements higher fees.

Examples exist of well-run public plans that are managed and funded responsibly to deliver the most cost-effective retirement security to public employees.

Several approaches to reducing the risks are being advanced by an actuarial group.

Administrators understand that to grow their business they have to work with advisers and spend the money to provide services to them.

The conversation is shifting to address ways retirees can generate an income stream they can’t outlive.

In a move to align 401(k) and 403(b) disclosures to employees with other required communications, the DOL has issued a delay that employers need to be aware of.

Survey shows an important shift in sentiment and behaviors related to 401(k) planning and investing since 2008.

The Principal Financial's Aaron Friedman was very pleased with the fifth annual 403(b) plan survey from the Plan Sponsor Council of America for a number of reasons, but there is still work to do.

In practice, few participants – less than 1% in most plans – tend to access brokerage window options.

Investment firms, managers, financial planners, and retirement consultants and advisers for both the city and its retirees should take actions to help those in need.

ESOPs have been around years, but may be brand new to many advisers.

EBA Retirement Columnist John Ludwig on what to do with all that paper the IRS requires in retirement plan documentation.

The lack of clear trends or direction is exactly the environment in which investors are seeking advice.

The ERISA prohibition against such provisions don’t completely shield against participant conduct.

Guidelines on working with TPAs included.

No clear path to investment classes to which funds are flowing.

Many plan sponsors are adopting a more holistic approach that integrates plan design, risk transfer and investment management.

The situation is not hopeless for them, but time is not on their side.

Key findings in a recent study by the Society of Actuaries can give us some much needed context.