Retirement education

The surge of small 401(k) account balances is the result of a perfect storm — increasing rates of adoption for automatic enrollment combined with the high frequency of job changes observed in today’s mobile workforce.

The recent Supreme Court decision in Tibble v. Edison, though largely favorable to plaintiffs, does contain one silver lining for plan sponsors.

If your retirement plan provider hasn’t yet entered the mobile app market, you could be missing out on an important opportunity to educate your 401(k) plan members.

To avoid breach of fiduciary duty claims in the future, retirement plan sponsors need to reexamine the investment policy statement for their 401(k) plans to make sure they are doing enough to make sure workers’ retirement funds are invested in the lowest fee and best investments possible.

Although legal experts are unanimously proclaiming that SCOTUS' ruling in Tibble will significantly expand 401(k) plan litigation, one expert shares his doubts.

There’s no surprise retirement readiness is a top concern among small employers, with their employees are most at risk – a conversation that took center stage when President Barack Obama unveiled the “MyRA” initiative for employers last year.

The U.S. Supreme Court issued a decision Monday that could have far-reaching implications for how long a retirement plan participant has to sue an employer for breach of fiduciary duty in a 401(k) plan.

A bipartisan bill recently introduced in the House and Senate would require employer-sponsored retirement plans to provide participants with an estimate of how much lifetime income they could expect from their current savings.

If employees are not well prepared for retirement it should be a major concern for both employees and their employers, experts say.

When people speak about retirement and security, women often get overlooked, but they are one of the most vulnerable segments of society.

The Department of Labor recently announced a proposed set of regulations about retirement plan fiduciary responsibility. Here are the answers to nine frequently asked questions employers have about their fiduciary duties.

As a younger generation of investors begins to grapple with retirement planning, advisors and fund companies should take note of the distinct concerns that those millennials bring with them

While the majority of employers offer a company match on their 401(k) plan, employees are not taking advantage of the benefit, passing up the chance to potentially receive thousands of dollars every year.

Although an important aspect of retirement, Social Security is just the backbone on which defined benefit and defined contribution plans should build upon.

Employer-sponsored defined contribution plans have become the go-to retirement vehicle for the majority of workers in the U.S. but more needs to be done to get employees to not only save but to save more.

Commentary: Do loans and hardships really help solve what the plan was designed to do? Columnist John Ludwig doesn’t think so. In the end, they are a detriment to most participants’ retirement dreams, he says.

April was a better month for the 100 largest U.S. corporate pension plans, with their funded status rising to 82.6% from 80.9%.

When saving for the future, many people opt focus on their children’s opportunities rather than their own. The College Savings Plan Network encourages employers to offer benefits options, such as a 529 college investment plan, to help their employees save for their children’s college educations.

Commentary: There are certain areas of an asset allocation where there is real danger to blindly investing in passive investments.

Commentary: Many workers prefer to access financial products, including insurance, in the workplace. This intersection of employer awareness and employee preference has created an opportunity for employee benefit advisers, says Prudential’s Lori Fouché.