Retirement income

Benefit are usually expected to replace about 40% of their pre-retirement income, but that's an average, so many workers will get even less. The question is: how much less?

Flush with money, firms took a proactive approach in 2017 by contributing discretionary amounts in order to satisfy objectives beyond the government-mandated minimum.

When employees are distracted by financial pressures, productivity dives. Here’s how advisers can help their clients mitigate the effects.

Employees should consider limiting their traditional 401(k) savings, as the plans provide taxable distributions that can boost their tax bill in retirement

Younger employees need coaxing and encouragement to save for the future.

Younger employees need coaxing and encouragement to save for the future.

Despite the recent market downturn, workers should remain invested in their employer-sponsored 401(k) plan.

Employers should auto-enroll employees, offer health savings accounts and provide financial education online.

The insurance giant will increase the minimum contribution to its defined benefit pension plan, auto-enroll and auto-escalate its 401(k) deductions and offer employer-sponsored legal services.

A decline in income as a result of the death of a spouse and an increase in medical expenses both pose a serious risk to retirement but can be curbed with proper planning.

The company will increase the minimum contribution to its defined benefit pension plan, auto-enroll its 401(k) plan participants and offer employer-paid legal services.

To help employees secure their financial futures, firms should consider their benefits package, worker needs and education efforts.

Plan sponsors should keep in mind that while the coverage isn’t legally required, it’s needed protection if breach accusations occur.

Employees who intend to invest in an IRA and make the most of the account should determine which of a Roth and a traditional IRA will best suit their needs.

Plan sponsors are stepping up efforts to help employees save for retirement by adding in automatic features and offering higher matching contributions.

Working seniors who intend to start collecting Social Security benefits in the middle of the year should know about the monthly earnings test.

Employers including Amazon, Target and Wells Fargo have some of the best and most lucrative retirement benefits, according to Glassdoor research.

To help employees secure their financial futures, firms should consider their benefits package, worker needs and education efforts.

The Insured Retirement Institute is urging Congress to enact a host of policies that it says will boost retirement security.

Employees can simplify their retirement portfolio by merging multiple accounts.