Retirement readiness

Nearly half of U.S. workers have no retirement savings, so plan sponsors should embrace auto-enrollment and online education and advice, says adviser Robert Lawton.

A closer reading of it sends a clear signal to plan sponsors that they should aim to keep participants invested in a qualified defined contribution plan throughout their working lives.

During an M&A, figuring out what to do with the retirement plans can sometimes be an afterthought, but it doesn’t need to be, says State Street’s Nate Miles.

A closer reading of it sends a clear, if unstated, signal to plan sponsors that they should aim to keep participants invested in a qualified defined contribution plan throughout their working lives, according to Retirement Clearinghouse’s Spencer Williams.

Consumer prices may be relatively stable overall, but healthcare costs for people 65 and over are rising rapidly.

During an M&A, figuring out what to do with the retirement plans can sometimes be an afterthought, but it doesn’t need to be, says State Street’s Nate Miles.

For workers looking at life post-career, steady income is more important than return on investment.

An RFP, along with fee negotiation and benchmarking exercises can often result in significant annual savings for plan participants, according to USI Consulting Group’s Mark Sarlo.

Employers looking to minimize DB program risks should consider market-return cash balance plans, according to October Three Consulting’s Larry Sher.

DC plan sponsors should be thinking about where they are going to find alpha, says BlackRock's Anne Ackerley.