Retirement

Lawmakers are looking to pass the Retirement Enhancement and Savings Act of 2018, which will allow workers to save more while encouraging employers to offer more retirement savings options.

Employees harbor a number of regrets about past spending — especially on short-term pleasures — that prevented them from saving more for retirement, Charles Schwab research finds.

Cost of living is a key consideration, but a retiree’s goals and objectives are also important.

New executive order directs Treasury and Labor departments to ease barriers for small firms to join together in multi-employer plans.

The president plans to issue an executive order Friday to make it easier for small businesses to band together to set up retirement-savings plans.

Employees harbor a number of regrets about past spending — especially on short-term pleasures — that prevented them from saving more for retirement, Charles Schwab research finds.

While a recent IRS private letter ruling is generating some buzz, employers need to do their homework before proceeding with this type of program on their own.

While proceeds from life insurance are not subject to income tax, there are other taxes that will apply. But there are steps to take to avoid those liabilities too.

As we become a more tech-enabled society, it’s important to recognize how that translates to the retirement plan landscape.

These property tax deferral programs are available to older homeowners who want to postpone real estate taxes provided they remain living in their home.

Plan sponsors are worried their employees will outlive their post-work savings and not be able to pay for healthcare expenses, TIAA research finds.

Most people, particularly younger clients, worry that they will not be able to get their Social Security benefits by the time they retire.

Plan sponsors are worried their employees will outlive their post-work savings and not be able to pay for healthcare expenses, TIAA research finds.

Plan design features like automatic enrollment and automatic increases are having a positive impact. Such steps are designed to increase participation even from people who may be suffering from inertia, says a researcher.

As we become a more tech-enabled society, it’s important to recognize how that translates to the retirement plan landscape, consultant says.

Millennials and other younger clients would see their Social Security benefits decrease 21% once the program runs out of funds by 2034.

Not just taxes, clients care about cost of living, healthcare quality, crime rates, culture and weather.

Many single baby boomers opt to stay put in retirement because they have no children who would advise them to move to an assisted living or continuous care community.

Employees say they are likely to move to a new employer for perks such as flexible schedules, bonuses and paid leave.

When the financial clouds are gathering, your clients have preparations to make. Top of the list: reduce risk.