Roth 401(k)

Those with the option of making loan payments from their plans should consider tax implications and the possibility of missing out on the growth of borrowed funds.

Which retirement plan is best for employees? It depends on a number of factors, explains adviser Robert Lawton.

Which retirement plan is best for employees? It depends on a number of factors, explains adviser Robert Lawton.

IRAs are not subject to as many rules, allowing investors to make withdrawals that conform to their portfolio strategy.

IRAs are not subject to as many rules, allowing investors to make withdrawals that conform to their portfolio strategy.

More small businesses are motivated to provide 401(k) plans by technological advances as well as an expense war among mutual fund companies.

More small businesses are motivated to provide 401(k) plans by technological advances as well as an expense war among mutual fund companies.

Instead of buying one expensive car after another, clients should invest the money and let it grow. They may even be able to retire early.

Instead of buying one expensive car after another, clients should invest the money and let it grow. They may even be able to retire early.

The odds that your clients will one day stay in an assisted living home increases 1.4% per year, starting at age 65.

The odds that your clients will one day stay in an assisted living home increases 1.4% per year, starting at age 65.

A premium surcharge will be imposed on top earners who pay up to $4,090 in combined surcharges for Medicare Parts B and D above the base yearly premium.

A premium surcharge will be imposed on top earners who pay up to $4,090 in combined surcharges for Medicare Parts B and D above the base yearly premium.

Why timing is so important for college graduates when making contributions to their employers' 401(k) plans.

Why timing is so important for college graduates when making contributions to their employers' 401(k) plans.

Even index funds don’t necessarily escape workers' scrutiny when looking for unnecessary costs.

Even index funds don’t necessarily escape workers' scrutiny when looking for unnecessary costs.

Eliminating the tax maximum would fix much of the program's shortfall, but it could also bring unintended consequences.

Eliminating the tax maximum would fix much of the program's shortfall, but it could also bring unintended consequences.

Most investors, including wealthy ones, end up better off with a mix of assets in traditional and Roth accounts, a new study finds.