401(k)

Among current retirees, the numbers aren't much better: 60% of them have not calculated how much health care costs impact their savings.

Plan sponsors are modernizing traditional auto-services to boost the financial health of varying employee populations.

Lawmakers are looking to pass the Retirement Enhancement and Savings Act of 2018, which will allow workers to save more while encouraging employers to offer more retirement savings options.

Employees harbor a number of regrets about past spending — especially on short-term pleasures — that prevented them from saving more for retirement, Charles Schwab research finds.

Cost of living is a key consideration, but a retiree’s goals and objectives are also important.

New executive order directs Treasury and Labor departments to ease barriers for small firms to join together in multi-employer plans.

The president plans to issue an executive order Friday to make it easier for small businesses to band together to set up retirement-savings plans.

Employees harbor a number of regrets about past spending — especially on short-term pleasures — that prevented them from saving more for retirement, Charles Schwab research finds.

While a recent IRS private letter ruling is generating some buzz, employers need to do their homework before proceeding with this type of program on their own.

The ERISA Industry Committee requests that the agency “clearly articulate that such contributions will not affect the tax-qualified status of an employer’s retirement plan.”

These property tax deferral programs are available to older homeowners who want to postpone real estate taxes provided they remain living in their home.

Most people, particularly younger clients, worry that they will not be able to get their Social Security benefits by the time they retire.

Plan design features like automatic enrollment and automatic increases are having a positive impact. Such steps are designed to increase participation even from people who may be suffering from inertia, says a researcher.

Employees say they are likely to move to a new employer for perks such as flexible schedules, bonuses and paid leave.

A private letter ruling allowed an unnamed employer’s plan to tie retirement contributions to student loan repayment contributions.

Seniors are likely to be in a lower tax bracket in the few years after retirement, creating a "sweet spot" for them to convert some of their traditional 401(k) or traditional IRA assets into a Roth account.

Retirement balances are on the rise, while auto-enrollment is playing a major role in increasing employees’ retirement savings, Fidelity says.

A private letter ruling allowed an unnamed employer’s plan to tie retirement contributions to student loan repayment contributions.

The next step in the ongoing modernization of the retirement vehicle involves adopting plan features which encourage seamless savings portability and consolidation.

From a tax perspective, cashing out an old 401(k) plan can be a wrong move, as this option will trigger income taxes plus penalty