401(k)

The telecom giant is facing an Employee Retirement Income Security Act lawsuit, filed by an employee who says the company mismanaged funds.

If employees set aside a portion of earnings in a 401(k) or IRA, taxes weren't forgiven, just deferred. They'll still owe money to the IRS at some point.

The telecom giant is facing an Employee Retirement Income Security Act lawsuit, filed by an employee who says the company mismanaged funds.

While clients cannot determine their health care expenses and taxes in retirement, they can improve their prospects by minimizing investment fees and diversifying their portfolios.

Employers should give employees a risk assessment quiz every year, offer free and basic investment advice and adopt an auto-enrollment provision.

Small firms are allowed to set up multiple-employer plans, but the government needs to "simplify and rationalize the rules" for these types of plans, says an expert.

New data shows that the average account balance broke records after increasing to $99,900 in the third quarter.

Though the tax legislation is mostly praised for leaving 401(k)s unscathed, new pass-through deduction could impact whether some small businesses offer the benefit.

Savers can now more easily access their 401(k)s and other defined contribution plans, while planning strategy.

As of now, 401(k) plans and IRAs won’t be changed, which is good news for employers and employees, but anything could happen, experts say.