401(k)

Retirees should ensure that they take their first required minimum distribution from their tax-deferred retirement account in the year they reach 70 1/2 or face a 50% penalty.

In September, the inflation rate was 2.23%, slightly higher than the proposed Social Security increase. So realistically, recipients "will not be better off at all."

It’s a retirement adviser’s job to counteract improper advice from clients’ well-meaning but unqualified colleagues.

Those who leave the workforce can maximize the tax benefits by donating a portion of their IRA assets directly through a qualified charitable distribution

The retirement plan gives employees freedom to direct investments and to accumulate savings.

The retirement plan gives employees freedom to direct investments and to accumulate savings.

High-yield or junk bonds, equities, and real estate investment trusts are excellent investment options for IRAs.

The reform legislation is good news for employers whose retirement options would have been limited by discussed retirement program changes.

As of now, 401(k) plans won’t be touched, which is good news for employers, but anything could happen, experts say.

As of now, 401(k) plans won’t be touched, which is good news for employers, but anything could happen, experts say.