Healthcare

While small employers may understand the benefits of long-term disability insurance to their workforce, many have misconceptions about its cost and may underestimate the desire employees have for this coverage.

Lower income employees present a particular challenge to employers as they seek to get a handle on managing their health plans.

The new reality of health care is here: shopping for benefits online via simple mobile apps; virtual care anytime, anywhere; and games to make chronic care management appealing. Despite that, challenges remain in the move to true digital health and, with it, better outcomes, a top Cigna executive said Monday.

Retirement relates to all other parts of the financial pie, and that’s the conversation advisers should be having with clients.

While employers may recognize that the amount of time employees will spend in retirement is growing, people around the world fail to reflect this trend in their long-term financial planning.

The countdown is on for the U.S. Supreme Court’s decision on the Affordable Care Act and the legality of subsidies – with a decision that could have looming political implications leading into a heated primary election cycle.

Traditional product labels — core, ancillary, voluntary — are becoming blurred, making education on true risk exposure essential, says Aflac’s Ron Fields.

While many plan sponsors may choose the same firm to audit their benefit plan that audits their company’s financial statements, doing so may not always be the best choice, cautions the American Institute of Certified Public Accountants.

More brokers are inquiring about the product these days, and industry experts anticipate recent growth to continue as awareness spreads.

Commentary: Changing the course of ongoing consumer engagement will empower consumers to embrace the new consumer-directed health care dynamic and start changing their own behavior.