Healthcare

Several benefit brokers share their experiences with using TV ads during open enrollment 2014.

The IRS has launched a compliance check program to better understand how plan sponsors are complying with Roth deferral provisions in 401(k) plans. If asked to participate, failure to to respond could trigger an audit.

Insurance carriers are proposing a series of solutions to make the ACA exchanges more consumer-friendly, but not all brokers and agents agree with the ideas.

The state of Massachusetts officially repealed the employer pay-or-play regulations that were part of its landmark 2006 health care reform law. Similar to the employer mandate in the Affordable Care Act, the state statute required employers of a certain size to either offer health care coverage to their employees or pay a fine.

The harsh reality for a couple retiring at age 65 this year is that they will need a small fortune just to cover their medical expenses in retirement.

Estimated enrollment is three times the number consultancy predicted last year.

Commentary: Columnist Nelson Griswold explores the value of selling this product line for benefit brokers and advisers.

Employee benefit advisers and employers will have to wait longer than anticipated for the DOL’s expanded definition of fiduciary, as the agency has delayed the issuance of its proposal until January 2015.

As more than a quarter of American workers report that they have experienced abusive conduct at work, it’s important for employers to develop an effective anti-bullying policy that respects past decisions by the National Labor Relations Board and the courts.

Although a vast majority of employers plan to continue providing health care benefits for their employees, many are taking drastic action to mitigate the health care reform law’s financial effects on their benefit strategies.