Advisers Latest

For millions of low-income Americans, the road to health care reform in 2014 could prove to be a jagged line as they bounce between public exchanges and Medicaid as their income fluctuates over the year.

In a sign of just how difficult it is to rein in out-of-pocket costs, 35% of 2014 bronze-level plans in the Small Business Health Options Program exchange had deductibles that exceeded suggested annual caps under the Affordable Care Act.

Copayments and co-insurance fees have increased on average 34% compared with those of the pre-Affordable Care Act individual insurance market, according to the results of a new HealthPocket study released Thursday.

A group of Republican representatives on the House Energy and Commerce Committee are demanding answers from the U.S. Treasury about the decision-making process behind the latest delay to the Affordable Care Act’s employer mandate.

Commentary: Top lessons from retail that brokers and consultants can leverage to engage employees in benefits selection and produce a positive experience with benefits shopping.

This is spurring a new push into communities to sell the state’s program face-to-face.

These measures are making it more difficult to save for old age.

Republicans were trying to dismantle the ACA’s risk corridor premium stabilization program as recently as this week but several factors, possibly including the insurance industry itself, took them off course.

The Department of Health and Human Services has yet to release any data on the number of small businesses that have enrolled in the Affordable Care Act’s Small Business Health Options Program, angering lawmakers who have been prodding the agency for answers.

This week started out with the much anticipated employer responsibility ruling and first shocked us with the additional employer mandate delay. But there’s much more to the ruling that advisers and plan sponsors need to be aware of in the coming months.