Advisers Latest

This week we’ll look at the potential for Medicaid to impact employers, the latest from AHIP on opposition to MLR regulations and a slideshow recap of ASPPA’s 401(k) Summit.

Kids are no strangers to accidents. No matter how it happens or where students are hurt on school property, schools are liable for the cost of student injuries and need to be prepared for these sometimes devastating expenses. This presents an opening for brokers, says EBA blogger Sam Fleet.

Ford Motor Co., while moving to close a growing deficit in its pension, will shift more of its plan’s assets to fixed income to shield against changes in interest rates.

The experts all seem to agree: 401(k) plans should be set up to automatically distribute small ($5K or less) balances of former employees into IRAs using well established safe harbor procedures.

More than 78% of plan sponsors are planning to maintain their offerings of stable value funds, according to the MetLife 2013 Stable Value Study

California should force state workers to use up their vacation time rather than bank it until retirement, the Legislative Analyst’s Office said after finding the cost to taxpayers has reached a historic high.

The Los Angeles Fire and Police Pension System, with about $15.7 billion in assets, is allocating about $785 million for commodities, its first investment in the asset class.

In most surveys, average defined benefit portfolios are found to outperform the average defined contribution plan account. And while that was true in Callan Associates latest “Callan DC Index” report, one category of target date fund -- 2030 funds -- performed markedly better last year than both overall DC plan assets and DB plans, presumably due to a higher average equity allocation.

Fidelity bond premiums can cost a considerable amount. Do you fully understand the kinds of losses covered by the bond or when it is appropriate to provide notice of a loss to a company’s insurer?

Governors who refuse to expand their Medicaid programs for the poor may cost employers in their states as much as $1.3 billion in federal fines, according to a new study.