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Some things only make sense in the aggregate. The issue of longevity is a prime example. While longer life spans is one of the unalloyed successes of the preceding century, the aggregate impact of aging populations also represents a major challenge for governments and benefit companies.
September 15 -
The Treasury Department and the Internal Revenue Service are asking for public input on a proposed health care reform rule that would make it easier for employers to determine whether the health insurance coverage they offer is considered affordable for employees.
September 15 -
Whaddaya know? All this time, I thought it was just retirement plan participants who didn’t understand the fees they were paying. Turns out, according to a recent Spectrem Group study, plan sponsors don’t understand plan fees all that well either — only 45% of plan sponsors fully understand their retirement plan fees, according to the report that evaluated some 600 plan sponsors with assets under management of $10 million to $200 million.
September 15
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New research from Aflac underscores a big opportunity for advisers to help ease employees confusion during open enrollment.
September 14 -
A federal judge in Pennsylvania says the insurance-buying mandate in President Obama's health care overhaul in unconstitutional, the latest ruling over an issue likely to be taken up by the Supreme Court.
September 14 -
Facing the twin blights of constrained state budgets and eroding market value amid the still-sputtering economy, retirement programs for public employees are under siege, with numerous state and local employers either undertaking or considering massive restructuring of their benefit plans.
September 13 -
The second poll in a series of retirement pulse polls by Sun Life Financial suggests that discomfort over aging and hopes of remaining independent throughout the golden years prevent many Americans from planning long-term care. Shut Your Eyes and Hope for The Best: American Attitudes Toward Long Term Care Planning, surveys both mainstream and affluent Americans age 50 and older.
September 13 -
[IMGCAP(1)] WASHINGTON (Reuters) 8:13am EDT — Retirement programs could look different if a grand deficit-cutting bargain is struck in upcoming negotiations. On Thursday, the Senate Finance Committee will explore "Tax Reform Options: Promoting Retirement Security." Despite the sleepy title, the hearing will be one of the first outward signs of something that's been actively discussed privately all over this city in recent weeks and months: How to tweak retirement to make 401(k) plans more efficient, keep Social
September 13 -
The need for additional Life Insurance for today’s working Americans is compelling. Consider the following from the front cover of USA Today on Dec. 3, 2010: “Millions of Families Missing Safety Net.” “The percentage of U.S. households with Life Insurance is at its lowest in 50 years.” “Only 44% of households have an individual life insurance policy.”
September 13 -
Well, its been quite an interesting renewal/marketing season already, hasnt it? Trend factors are lower than theyve been in years. Some carriers are out there offering premium holidays for new clients who sign up before January 1. And whens the last time you saw a carrier offer a double-digit rate decrease right out of the chute?
September 12
