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According to Wikipedia, the word transparency implies openness, communication and accountability . . . performing in such a way that it is easy to see what’s wrong. Sounds like our health care system, doesn’t it? Not really and that’s where enormous opportunity exists to “fix” healthcare.

Thirteen states and the District of Columbia have received funds from the Health and Human Services Department totaling $185 million to build state insurance exchanges to aid consumers and small businesses in comparative shopping for health care coverage.

The fall open enrollment season is around the corner, and HR professionals are beginning their preparations for this busy time of year. One piece of the open enrollment puzzle that should not be overlooked is communication. In fact, I can make an argument that communication is the most important part of an employer’s overall open enrollment efforts. …

Forty-two percent of workers are living paycheck to paycheck – another reason clients have to help employees wring maximum value from their compensation.

According to a new LIMRA report, “Voluntary Worksite Benefits: Penetration and Market Potential,” almost one-third of all employers are considering offering new voluntary benefits to replace existing benefits that are paid entirely or in part by the employer. This would potentially affect between 19 million and 45 million employees over the next two years, LIMRA estimates. Interest in voluntary is particularly high among large organizations (1,000 or more employees); half of these firms show interest in transitioning their existing benefits to voluntary.

An appeals court dealt a blow to President Barack Obama's health care law on Friday, leaving a mark on constitutional law, the health care industry, U.S. politics and U.S. states.

In today’s BeAdvised, Bob Arnoff blogs about ethical concerns for brokers and advisers around the new health care reform bill. How are you preparing for the switch? What do you plan to do about the dilemma he talks about?

Here’s a recent list of personnel accomplishments in the insurance industry.

As a result of Standard & Poor's decision to lower the United States’ credit rating, it lowered to 'AA+' from 'AAA' its long-term counterparty credit and financial strength ratings on the member companies of five U.S. insurance groups.

Think about it . . . If you had the cure for cancer, how many cancer patients would you approach each day? The answer — as many as you could. Do you have the cure for the problems employers and employees face each day? The answer is of course you do. Let’s take a moment and look at the value you create for the clients you serve: …