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Self-funding, Form 5550s and picking the right HSA vendor are some topics employers should consider in the coming year.

This could include providing employees with a flexible schedule to attend doctors’ appointments and/or adjusting their workload.

The due dates for filing with the IRS remain unchanged for now, but advisers and clients must monitor developments that may repeal or modify rules.

Employers and advisers must pay close attention to the details of, and thoroughly document, the process it follows in selecting or changing a TPA.

Advisers and employers must fine-tune their health benefit strategies to address the specific requirements of the largest workforce generation.

The CVS-Aetna deal, for example, would have the potential to take over costly, and previously difficult-to-control, primary care costs.

Put together a multidimensional strategy, including the financial resources and human capital that will be required to achieve personal and company objectives.

Perceived benefits of CVS/Aetna deal are likely to encourage organizations to consider consolidating as well — could Walmart and Humana be next?

Engaged savers, specifically those who are near the end of work, deserve an appropriate spectrum of risk options.

As group purchasing coalitions become more popular, they are increasingly susceptive to mismanagement due to low volume, lack of risk control and poor adviser experience.