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Broker disintermediation is not about to happen — nor is it something a smart carrier should desire.

Significant variances between the two delivery models include an employee’s level of ongoing relationship with the same physician over time.

A holistic approach to regulations that impact defined benefit plans is the only way to ensure employees are secure in their post-work years, says the ERISA Industry Committee.

Employers who want to attract top talent must offer their employees a wide array of product options.

One in five outreaches to employees about benefits reach dead numbers. So how can employers collect and house worker contact information, and how can they transmit that info to TPAs?

As if laws around time off aren’t complicated enough – firms should remember that leave can be a reasonable accommodation.

Companies are thinking short term when they need to be evaluating the long-term impact that intuitive software programs could have on their bottom line.

Understanding what workers are thinking to gain perspective on day-to-day frustrations will help advisers and employers use that information to make employees’ lives easier.

The needs of three constituents must be met: the employer, the employee and the consultant.

Possible changes to individual insurance markets and the viability of state and federal health insurance exchanges could put clients in a bind.