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Though a repeal of the provision is still uncertain, there are steps benefits pros can take to put minds at ease.

Until very recently, business owners were at risk of receiving steep fines if they refunded employees for non-employer sponsored medical care up to $36,500, explains attorney Melissa Shimizu.

The training benefit is necessary to cultivate workplace leaders, says benefits manager Alex Bibeau.

Consultants Keith Clark and Adam Pozek debate if 3(16) services add value to plan sponsors.

Advisers can provide more personalized guidance with a focus on education and turn saving for life after work into a movement.

Employers need to determine whether the investment adviser they are working with is signed on as a fiduciary to their retirement plan, says adviser Robert Lawton.

Brokers can help even the smallest companies gain access to more insurance choices, group rates and FSAs.

After establishing an automatic enrollment program, employers should implement new features to fine-tune employee retirement savings plans.

No matter the reason for a decision to downsize, there are a number of factors to consider during the implementation process, says attorney Felicia O'Connor.

Not subject to SEC disclosures and filings, collective investment trusts are gaining traction as fiduciaries focus on fee reduction.