Views

A court determined that when the primary purpose of a stock ownership plan is something other than deferring income or providing retirement income, ERISA may not govern.

Outcomes were generally positive and can be used by advisers to help clients get more out of the program.

Making plans transferable from employer to employer can help clients attract and retain top talent.

The agency uses Letters 226J and 227 to assess ACA penalties from employers, and clients who receive them could have millions at stake.

Making the leap from paper to computer can transform the process of offering plan options and managing the program.

These vehicles are already popular, but advisers can help encourage even greater participation and savings.

Addressing musculoskeletal disorders could cut presenteeism and other medical costs in large and small workplaces.

By taking these into account, advisers can do a better job of helping employees prepare for their golden years.

GAO requests that the IRS clarify how taxpayers report their participation to gain understanding of plans that could lead to exemption.

Hailed as a more rational way for employers to pay for healthcare, the case highlight’s the strategy’s risks.