Retirement

Plan sponsors and advisers should monitor for opportunities to ‘clean house’ and create a more efficient investment, says Principal’s Aaron Friedman.

Enforcement actions at the SEC and FINRA highlight emphasis regulators are placing on fees and reverse churning, anti-money laundering programs and variable annuities.

Employees are unsure of how to choose benefits and save for medical expenses, according to Alegeus research.

Advisers can help employees who, an Alegeus report shows, are unsure of how to choose benefits and save for expenses.

The Pension Benefit Guaranty Corporation is now using non-stabilized rates to determine qualification for under $15-million exemption

Employees embrace such education because it addresses their pain points without forcing a conversation on retirement, says adviser Mark Singer.

As employers increasingly adopt high-deductible health plans, the need to incentivize employees to contribute to an affiliated health savings account is growing.

Retirement plan design must include participant investment advice, online education and automatic features, says adviser Robert C. Lawton.

The expanded Canada Pension Plan is aimed at countering dwindling workplace pension access for younger generations pinched by a weak economy and soaring home prices.

Adding a money management program improves productivity and gives employees a highly desired tool, among other benefits.