Voluntary

“Now is the time to buy before gender rating kicks in and before the best inflation option [5%, compounded for life] becomes unaffordable or goes away,” says one expert.

The emerging private HIX model for active employee populations will learn valuable lessons about how this approach has been applied to the retiree marketplace in recent years. One issue worth closer examination involves the prospect of hosting an off-cycle benefits enrollment.

A brokers’ role with end of life products is to know their clients and give them choices.

Craig Davidson on three good reasons to think about selling voluntary.

In 2012, banks sold $1.6 billion in life insurance premium, the second-highest annual production level in the history of the bank channel. The banks’ record year was 2010, when the channel sold $1.8 billion in life insurance.

In 2025, three in four working Americans will be Millennials. By helping them manage stress and anxiety in their 20s and 30s with EAPs, they’ll be more productive and better-equipped to assume leadership positions down the road.

Get ready for tip off. Sun Life Financial is set to offer brokers a new place to take employer clients and employees — the NBA basketball court.

2013 is seen as a year of growth in voluntary long-term care, LTC, Prudential, Unum.

Transitions Optical survey reveals only 16% of employees say they receive education from their employer about eye health.

Women and younger workers are particularly likely to favor customizable voluntary benefits, according to a TNS Omnibus survey.