Wellness

The time of “what-ifs” for employers ended Thursday as the U.S. Supreme Court issued its ruling upholding the challenge to state subsidies in King v. Burwell, and employers should maintain business as usual going forward, according to most industry observers.

The Supreme Court’s highly anticipated decision in King v. Burwell to uphold subsidies on the federal exchange removes uncertainty and shifts the focus of advisers and their clients back to ACA compliance.

Commentary: The ACA is “unremovable,” says columnist Nelson Griswold, so advisers must learn how to leverage it.

Commentary: Chances of the industry ever being the way it was prior to the ACA are nonexistent, which we should all hail as a good thing, says columnist Wendy Keneipp following the Supreme Court’s decision to uphold ACA subsidies.

A 6-3 decision in favor of the HHS secretary in King v. Burwell means tax credits can continue to be used to purchase health coverage in states using the federal exchange.

The Senate yesterday revived its effort to separate broker commissions from a medical loss ratio formula created by the Affordable Care Act.

Brokers and agents welcome legislation introduced Tuesday to the Senate that would enhance broker access to information about marketplace enrollment, leveling the playing field with navigators and assisters.

Commentary: The term ‘fiduciary’ is often hard to define and can be interpreted in many ways, so it begs the question: How can plan sponsors best fulfill their fiduciary responsibilities in the context of a mandatory distribution program?

Commentary: The vast majority of employers are not prepared to meet — and some remain simply unaware of — the employer mandate’s complex reporting obligations.

The majority of investors still believe in the American dream but many workers do not have a written financial plan to help them achieve their retirement goals.