Dave Lindorff

If Democrats win in November, single-payer healthcare could still be on the agenda. Its adoption would shake up the benefits industry.

A recent survey of 3,300 working Americans conducted by Putnam Investments reveals that American households are on track to replace only about 64% of their current income in retirement — significantly less than the 75% of income that most financial professionals recommend.

For many employees faced with the prospect of having to save for rising healthcare costs and for retirement, it's important to understand that it doesn't necessarily have to be an either/or decision.

Investment strategist says debt ceiling deadline presents no real cause for concern for investors.

Now that Standard & Poor's has issued a negative credit watch on U.S. government debt and acknowledged the possibility that no deal will be reached to raise the government’s debt ceiling, what should investors do?

A group of Democratic members of the House, led by Rep. Carolyn McCarthy (D-N.Y.) and Rep. Rush Holt (D-N.J.), has written to the U.S. Department of Labor, criticizing a new regulation that would redefine the term “fiduciary” in the Employee Retirement Income Security Act of 1974 (ERISA).

Worries about the future of Social Security and Medicare, as well as the experience of the last market crash in 2008-2009 and the housing slump, have left an increasing number of Americans worried about whether they will have adequate resources to provide for their retirement years, which makes them more open to financial advice.