
Margarida Correia
Former associate editorMargarida Correia is a former associate editor of the Employee Benefits Group and of Bank Investment Consultant.

Margarida Correia is a former associate editor of the Employee Benefits Group and of Bank Investment Consultant.
Employees who think they have lost their retirement assets are advised to seek help from the DOL or nonprofit pension counseling centers funded by HHS.
A study has found that while millennial employees are saving for retirement, they are making mistakes that can be easily corrected.
Employees are likely to miss their retirement targets if they are helping their children and loved ones more than what they can afford.
Workers aged 35 have to set aside 11.69% of their pay to keep up with those in their 20s socking away only 6% of their salary.
Retiring at a time when the market is down is the biggest risk that employees will face. Here’s how to minimize the impact of a market slowdown.
Employees can simplify retirement portfolios by merging multiple accounts
Employees may expect a lower tax liability because of the new rates under the new tax law, especially those who were in the 25% bracket under the old law.
High living costs and lack of saving opportunities in the workplace are preventing many from building up a nest egg.
Parents should ensure that their child has earned an income adequate enough to be able to open an account, among other requirements.
In a bull market's later stages, some types of investments work better than others. Find out which ones they are.
Many Gen Xers do not have enough retirement savings even as they approach their peak earning years.
Employees who converted traditional IRA assets into Roth last year can still undo the conversion this year if they are going to pay more in taxes than what they were supposed to gain
A study suggests seniors tend to be healthier and live longer if they continue working past the retirement age, rather than leaving the labor force for good.
The solo 401(k), the SEP IRA and a SIMPLE IRA are retirement savings vehicles that are meant for contractors, freelancers and other self-employed individuals
Employees can simplify their retirement portfolio by merging multiple accounts.
The new tax law has extended the grace period for outstanding 401(k) loans made by workers who switch jobs, luring more participants to borrow from their accounts, exposing them to greater risk.
Working longer and delaying Social Security could result in a bigger retirement benefit.
Retirees are advised to step back to get a better perspective and then review their asset allocation in their portfolio.
Investors are advised to liquidate some assets or transfer them to certificates of deposit and money market funds.
As long as their earnings won't exceed the limit set by the Social Security Administration, they will not lose their benefits.