Margarida Correia

Many Gen Xers do not have enough retirement savings even as they approach their peak earning years.

Employees who converted traditional IRA assets into Roth last year can still undo the conversion this year if they are going to pay more in taxes than what they were supposed to gain

A study suggests seniors tend to be healthier and live longer if they continue working past the retirement age, rather than leaving the labor force for good.

The solo 401(k), the SEP IRA and a SIMPLE IRA are retirement savings vehicles that are meant for contractors, freelancers and other self-employed individuals

Employees can simplify their retirement portfolio by merging multiple accounts.

The new tax law has extended the grace period for outstanding 401(k) loans made by workers who switch jobs, luring more participants to borrow from their accounts, exposing them to greater risk.

Working longer and delaying Social Security could result in a bigger retirement benefit.

Retirees are advised to step back to get a better perspective and then review their asset allocation in their portfolio.

Investors are advised to liquidate some assets or transfer them to certificates of deposit and money market funds.

As long as their earnings won't exceed the limit set by the Social Security Administration, they will not lose their benefits.