Benefits Think

Forty percent of Americans aren’t receiving regular dental care – and it’s costing employers.

Commentary: Benefits professionals may understand concepts like self-insurance and network discounts, but how effectively are they communicating them to health plan participants?

Commentary: To better serve millennials, the financial services community and 401(k) plan sponsors need to better understand the motivations of the typical member of this generation.

It seems that everyone has a smart phone or a tablet and I can’t think of anyone I know who does not have internet access at home. Consequently, plan sponsors ask all the time if they can just e-mail plan documents to employees to satisfy the notice requirements, or maybe just post new plan documents on the company intranet. Recent legal actions serve as a reminder that the short answer to the question is no.

Commentary: The Department of Labor's new proposed fiduciary regulations have caused quite a stir in the retirement plan community. A frequently asked question is who, exactly, will be affected, and who won't be.

There are a number of reasons why employees leave their jobs — they’re bored and unchallenged, they don't get recognition for their work, they have a strained relationship with their manager — but they are all related to a single problem.

The Affordable Care Act brings new administrative complexity to employers offering health plans, making real-time reporting even more critical.

Commentary: Why hasn’t client adoption of enrollment technology met expectations with mid-sized employers during the last two decades? Recently, overall adoption has grown at a much faster pace than we have seen in a long time.

Commentary: There may be an opportunity to partner with professional employer organizations, says EBA advisory board member Andy Torelli.

Commentary: Working with a managing general underwriter can be one of a broker's most beneficial relationships, helping to build a book while addressing clients’ major insurance issues. Selecting the right MGU partner is critical.