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In the last four years, a new and highly effective service, Telemedicine, has evolved that can reduce medical claim costs by $70 per month per employee. Unlike wellness programs, where employers attempt to change the employees and their dependents lifestyle, the Telemedicine results start immediately and is quite simple. History of broker efforts to reduce claim costs
January 9
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Although an 11th-hour deal among lawmakers to renew the payroll tax cut prevented millions of Americans from seeing their take-home pay shrink starting Jan. 1, Congress did not renew a provision in the 2009 stimulus law that allowed employees to contribute up to $230 of pay per month in pretax commuter benefits.
January 5 -
Shakespeares Juliet famously wondered, Whats in a name? With a 21st century twist, one could ask: Whats in a Twitter handle?
January 4 -
Okay, so its no secret that the individual mandate included in the Patient Protection and Affordable Care Act isnt going to win any popularity contests nor is most of the law, for that matter. However, Americans arent blowing raspberries on PPACA in its entirety, according to a recent poll conducted by the Kaiser Family Foundation. In its monthly tracking poll, the foundation asked people to reveal their most liked and disliked PPACA provisions.
January 4 -
As 2011 comes to a close, its time to plan for 2012. Many of you have already completed your planning. Some of you are in the process of doing your planning and a few of you . . . perhaps more than a few, never have nor will you do any planning.
December 21 -
It seems like almost a daily event Im meeting with a client to discuss their renewal and they say, Why are health care costs rising faster than the rate of inflation (CPI)? Like me, Im sure this question takes you many places because the answer can be complicated but is it really?
December 20 -
Sheesh, as if administering the Family and Medical Leave Act isnt complicated enough, heres yet another legal wrinkle to consider.
December 19 -
During this year’s open enrollment, I’m guessing many employers moved to an online enrollment system. In today’s digital age, online enrollment is not only becoming more popular, but employees have come to expect it. Supporting this fact, I recently saw some data from a Guardian study that revealed the use of online benefits enrollment has more than doubled in five years.
December 19 -
With the economy still struggling, and unemployment still hovering close to 9%, the country needs every dollar it can find. Help do your part to save the economy $2 trillion: Be a better manager!
December 13 -
Segmenting the market and focusing on primarily one or two customer groups has historically been a winning strategy in a number of other industry sectors. Market segmentation also can be applied to insurance, benefits, and voluntary benefits. While there are a number of ways to segment the characteristics of a potential client base, many firms successfully choose to focus on a particular employer industry sector. Such a focused approach can result in a much deeper
December 13