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While many in the industry think voluntary sales is a no-brainer for benefit advisers and employees alike, there's one type of product that hasn't seen a boost thanks to the ACA.
May 5 -
Average contribution rates for small business retirement accounts have continued to climb since the recession with an 18% increase since last year and 88% over the past six years, according to a Fidelity Investments analysis of more than 200,000 401(k)-type and individual retirement account plan options under its administration.
May 5 -
The self-insurance option for small businesses doesnt seem to be as popular for managing ACA costs and mandates as some in the industry once thought.
May 2 -
This insurance rule, referring to the grouping of companies owned by the same person, hasnt applied to medical coverage until now. One broker is concerned that benefit advisers and small business owners alike arent up to speed on this requirement and could be vulnerable to liabilities via penalties and lawsuits.
May 2 -
Many employers have yet to update their work policies to reflect the 90-day waiting period rule, a possible landmine for employee confusion and lawsuits.
May 1 -
Higher consumer spending on health services, increased prescriptions for costly medications and more elective surgeries suggests Americans are using the insurance they gained under Obamacare.
May 1 -
The U.S. House of Representatives passed a NAHU-backed bill exempting expatriate health plans from the ACA.
May 1 -
Todays employers increasingly rely on a global workforce, and some ACA rules apply to employees working abroad. Similarly, ACA rules also apply to many foreign nationals working in the U.S.
May 1 -
A multi-generational and increasingly diverse workplace, coupled with the ongoing adjustments of the ACA, has led more and more employers to consider the benefits of defined contribution health care models.
May 1 -
Once viewed as a nice-to-have benefit, some say voluntary benefits should now be advertised and heavily promoted to millennial-age employees as an important component in their overall portfolio of benefits.
May 1
