Employer Strategies

As consumer-directed health plans proliferate in response to market forces, their success will be contingent upon a workforce that is comfortable with using health savings accounts to pay and save for qualified medical expenses.

Despite a reported 4.4% increase in employer health care costs in 2014, the majority of large U.S. employers say they are more inclined to maintain benefits to active employees, but will modify plans and continue to shift over costs to their employees.

With the Affordable Care Act looming large, employers turn to benefit outsourcing to keep their plans compliant.

An organization that could impact the work lives of agents and brokers who are licensed in multiple states was supposed to be included in the flood insurance bill that passed the U.S. House Tuesday evening, but the language for it was left out. What happened, and are brokers invested in this idea anyway?

A new study from PricewaterhouseCoopers finds consumers are a lot less focused on the price of their plan than insurance executives believe them to be.

Fortune 500 employers gathered Wednesday for a panel at the America’s Health Insurance Plans annual policy conference in Washington to deliver an up-to-date perspective on private exchanges.

Commentary: Automatic features have all helped retirement plan participants, but what should employers and committees discuss this year as they plan for future improvements in their plans as a way to seek to improve the retirement outcomes for their participants?

While most people understand the need for medical and dental insurance, the value of voluntary benefits is less understood. That’s why advisers should be selling them as “financial protection,” says one voluntary sales expert.

Commentary: The Catalyst for Payment Reform scored each state on its level of health care cost transparency — 29 received an F, only two scored an A. Transparency of health care cost and quality must be the founding principle of sustainable change, says Borislow Insurance’s Mark Gaunya.

Much has been made about how the exchanges are playing in Peoria, but what about Portugal, Poland or Peru?