Employer Strategies

Today, more and more participants are requesting hardship distributions from their 401(k) plans in an effort to make ends meet. While you no doubt want to comply with their requests, you don't want to do so to the detriment of your plan. It's critical to understand what the law allows and to review your plan's hardship distribution procedures in order to avoid the headaches that will result from impermissible hardship distributions. …

The New York Department of Financial Services has issued a mandate requiring New York life insurers to search the U.S. Social Security Administration’s Death Master File every three months in order to find beneficiaries of the recently deceased who are unaware they are eligible for benefits.

The Obama administration forged ahead with health care reforms on Wednesday, announcing a November 16 deadline for state governments to submit proposals showing how they intend to operate health insurance exchanges in 2014.

Jean Coyle, 67, has a new kind of ministry. The former professor had just begun a career as a Presbyterian minister in Virginia when the economic downturn forced her church to let her go in 2007. After that, she found only temporary work.

The business woes of Chesapeake Energy Corp are hitting shareholders hard, including its employees.

Half of Americans say they aren’t contributing to a retirement plan, but more specifically 56% of Americans ages 18-34 are more likely to be among those not saving, according to a recent LIMRA survey.

During the Great Recession, many companies not only halted hiring, but relocating employees.

The word "easy" is rarely used to describe motherhood, especially given the challenges working moms face juggling careers and children.

While the number of overall insurers included in the Fortune 500 diminished slightly yet again—from 49 in 2010 to 47 last year to 46 this year—Nationwide provided insurers with one more top-100 slot by moving up 27 spots.

Employee financial education can in fact improve employee engagement with retirement benefits and help them do a better job preparing for the future.