IRAs

If the court ends up making this choice, intended family members may lose out — all for want of filling out a one-page form.

Gauging any possible changes to their health insurance coverage is just one consideration they must address before they retire.

Older clients are advised to take extra steps to protect their finances as the current crisis may leave them prone to making poor financial decisions.

Clients are advised to minimize spending and tap possible sources of cash and credit, including their tax refund.

Clients are advised to keep some of their savings in cash and focus on their long-term prospects.

Aside from refinancing, retirees are advised to consider downsizing their homes to reduce overall spending.

To start, these clients are advised to start saving as early and contribute enough to their 401(k)s to qualify for their employer's matching contribution.

Seniors choosing between traditional and Roth IRAs must account for their current and future tax rates.

Taking advantage of catch-up contributions is one of several methods that can help them get back on track.

The HSA has become increasingly valuable for future medical expenses, "and the triple tax benefit simply can’t be ignored,” an expert says.