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If interest rates remain low, more than one in four baby boomers and Gen Xers — who otherwise would have had adequate retirement income — are projected to run out of money in retirement.

Perhaps even more so than expanded coverage, the 2018 excise tax is driving plan change.

Industry insiders are beginning to find holes in the Affordable Care Act employer mandate delay announced last week by the Obama administration and U.S. Department of Treasury.

A study released this month from the Pew Research Center indicates that the percentage of American households with minor children that are headed by a single father has hit a record high. With more employees using everything from legal plans to FMLA time to take care of family members, these 2.6 million households (as of 2011) have unique financial needs and demographics of which employers should be aware. Meanwhile, the authors of a report from The Boston College Center for Work & Family called The New Dad: A Work (and Life) in Progress say their work “presents an image of male parents struggling with work-family conflict” in ways employers could definitely help alleviate.

The delay of the ACA's employer mandate threw employers a curve ball, and employees nationwide have also expressed confusion about upcoming changes to their health plans. Plan sponsors can help clear up the confusion this summer with these 10 tips for communicating the Affordable Care Act, courtesy of Anita L. Doncaster, communication sales & strategies leader at Aon Hewitt. [Images: Shutterstock]

Guest blogger Linda K. Riddell reviews Cracking Health Costs by Tom Emerick and Al Lewis.

When you introduce the benchmarking dialog, you’re helping DC plan sponsors put a practical perspective on how their plans are doing today.

If plans aren’t drafted properly or if employees are improperly excluded, a qualification issue could result.

The decision impacts the application of more than 1,000 federal laws, including those affecting benefits administration such as certain sections of the Internal Revenue Code and ERISA.

Reaction this week to the Obama administration’s announcement that it is delaying the employer mandate portion of the Affordable Care Act, also known as pay-or-play, was swift, with many maintaining the delay provides employers with some much-needed breathing room. [Image: Thinkstock]