Not since TV’s “Dallas” asked, “Who killed JR?” has our nation faced such an important mystery: Who killed consumer-directed health care? After all, a few years ago, many of us thought that the long struggle to control health care cost inflation was about to end happily.
After watching the system mismanaged, first by the health care community and then by the insurance carriers, we were confident we had finally hit on the right solution: Let consumers direct their own health care and, by extension, direct the health care system as a whole.