Banco Popular de Puerto Rico

There was a lot of federal action this week concerning the insurance industry. The Supreme Court ruled to uphold ACA subsidies and the Senate introduced two bills, one aimed to give brokers equal access to marketplace enrollment information and another to separate commissions from MLR requirements. Here’s what EBA readers had to say.

After Thursday’s Supreme Court ruling upholding subsides on the federally-facilitated marketplace, the industry was quick to react. The Justices’ majority and minority opinions and those of advisers, lawyers and even the president reveal what it means for the Affordable Care Act, exchanges and employer-sponsored health care.

While based on a few fundamental concepts, retirement planning is constantly changing. Two big drivers of change are technology and federal regulations, says Nick Kralj, director of retirement and quality control at BCI Group. Here are five trends in retirement planning every retirement adviser, plan sponsor and participant should know about.

Aetna is eliminating broker commissions on small-group business in some states. That news generated a variety of reactions this week — some were shocked, others weren’t, the move was condemned and also touted. Here are some thoughts from EBA readers.

Which brokerages have the most clients in the biggest industries in the U.S.? From construction to finance, education to manufacturing — and more, EBA, in partnership with business intelligence data analytics firm miEdge, reveals the top three brokerages in 10 U.S. industries. The listing is based on Form 5500 Schedule A reporting data on premiums as of March 31, 2015.

As benefit advisers and administrators, it’s easy to understand that open enrollment entails far more than the exercise of actually enrolling employees in their benefits. The most successful open enrollments are the result of year-round continuous improvement through planning, monitoring, and communicating with employees. Here are five ways benefit advisers and professionals can help ensure a successful 2015 open enrollment, according to the HR tech firm Benefitfocus.

If you think millennials are a generation of young workers who can’t be bothered to save for retirement, think again. Fidelity Investments has uncovered the following five myths employers and their advisers should be aware of to better engage and empower their growing millennial workforces:

The industry made headlines this week when Assurant announced it’s leaving the health insurance market and ADP filed a defamation lawsuit against Zenefits. Here’s how EBA readers reacted to this week’s news.

From data integration capabilities to long-term ROI, there are six key questions that need to be answered before choosing a private exchange for your client or organization, says Bruce Sherman, medical director of Buck Consultants at Xerox’s private exchange RightOpt.

Many good employers want to provide a strong benefit package, and they want to do it in a way that complies with legal requirements. Yet, “even an employer trying hard to do everything right can still face severe penalties because it’s so complicated to understand what’s required,” says HR solutions firm Infinisource, adding that “this is where the assistance of a broker can be more crucial than ever.” Why do employers need a broker? Here are nine compelling reasons, according to the firm.