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Those leaving the workforce before 65 need more cost-effective places to live.

The move comes as HR software providers are updating and introducing tools geared toward this group of employers.

Vice President of Product Marketing, Nuxeo

The next generation can assist loved ones with applying for financial assistance, reducing expenses and developing a financial plan.

This perk can be a win-win by boosting loyalty to clients and helping lower workers’ financial stress.

Employers could be overlooking a key competitive advantage by not offering short- and long-term disability benefits.

Ron Herrmann is the head of life insurance and employee benefits at AXA Equitable Life.

Christian Mairoll is CEO of Emsisoft.

Financial Planning, Retirement Income
Schwab Center for Financial Research